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Pagatech
Credit Risk Officer
Lagos, Nigeria · On-site · Full time · Mid level
About the role
The Credit Risk Officer assesses loan applications and provides data-driven recommendations in line with credit policies. The role monitors portfolio performance and identifies early warning signals for effective credit risk management.
What you’ll do
• Review loan applications and documents for compliance. • Analyze financial information and credit bureau reports. • Recommend loan amounts and repayment structures. • Verify conditions precedent before disbursement. • Monitor loan exposures and identify early warning signals.
What you’ll bring
• Bachelor's degree in finance or related field. • Minimum 3 years experience in credit or risk management. • Knowledge of credit assessment and lending processes. • Understanding of KYC, AML, and financial regulations. • Proficiency in Microsoft Excel and analytical tools.